Eligibility

Who qualifies for a Trump Account?

There are really two questions: who can have an account, and which children qualify for the $1,000 starter deposit. Parents should keep those separate.

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Break eligibility into two layers.

Account eligibility is broader

Public guidance describes accounts for eligible U.S. citizen children under 18.

The starter deposit is narrower

The $1,000 government deposit is tied to babies born during the current pilot window and other program rules.

Paperwork still matters

Parents should verify citizenship, Social Security details, and timing before the rollout begins.

Expecting parents have the most to track

The baby's birth timing can affect whether the $1,000 starter deposit applies.

Older kids may still matter

Even without the starter deposit, many families are watching how broader account access works for children under 18.

Do not wait for the last minute

The easiest time to fix missing details is before activation notices begin.

Keep the 2026 dates in view.

Activation notices start around May 2026. The earliest pilot deposits and family contributions are July 4, 2026. KidTrustFund keeps the timeline visible so you can act on time.

Important

KidTrustFund is an educational and workflow tool. We do not hold funds or provide investment, tax, or legal advice. Not affiliated with any government agency.