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2026 federal child account rollout: timeline, $1,000 pilot, and what parents should do

As of March 17, 2026, IRS and Treasury proposed regulations clarify the federal child-account rollout: online openings are expected mid-2026, a one-time $1,000 pilot deposit will be made for eligible children after a valid election (not earlier than July 4, 2026), and regular-con

March 17, 2026 | 6 min read

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